Meet The Team

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Khristine Valdez

Founder/CEO
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Karina Lozan

Accounting Manager
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Sandy Velasco

Senior Accountant
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Cecilia Le

Staff Accountant
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Terri Earlywine

Accounts Payable Specialist
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Nadia Milner

Accounts Payable Specialist
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Emily Locy

Accounting Associate
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Chris Reback

Accounting Intern
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Carly Osorio

Administration

Now Hiring!

At Haven Financial Services, we are looking for talented professionals to bring on board to support our team and growing client base.

X Khristine launched Haven Financial Services as she saw a a need for Executive and Management accounting services from the local companies in Orange County and built a company that focuses on a high quality of financial service. Previously, Khristine was a CFO for Orange County firms such as Sail Venture Partners, Teles Properties and the McMonigle Group. Khristine was also a CPA providing tax and audit services, primarily in the Real Estate and Non-Profit Industries. She earned her Bachelor’s Degree from Cal State Fullerton, and obtained her CPA license in Wisconsin.
X Sandy Yu brings over 10 years of accounting experience to Haven Financial Services. She worked as a bookkeeper and accountant for clients in business management, manufacturing, property management and investment asset management in Los Angeles. She graduated from UCLA with a degree in Math with Accounting and is happy to join the Haven team and looks forward to providing excellent work to clients we serve.
X Cecilia holds a Business Degree from California State University of Fullerton. Her background entails extensive experience with over 15 years in Accounting, Finance, Operations and Management with multi-billion dollar food companies such as Nestle Foods and General Mills, Inc. Cecilia is a high-performing and deeply analytical leader whose passion for driving business growth through financial discipline, creativity, and team effort. As for her passion in entrepreneurship and creativity, she had owned and operated a high-end upscale restaurant. As a stress-relief remedy, she enjoys cooking and baking for her family in her spare time.
X Terri has 20 years in accounting and comes from working with home developers such as Richmond-American and Watt Homes and most recently she was an accounts payable/property management assistant with Newport Real Estate Services in the commercial property management field. She brings organization and attention to detail to Haven Financial Services along with time management skills. She is a marathon runner and trains people in this arena as well and is a huge adrenalin junkie.
X Karina Lozan graduated from University of Washington with a degree in accounting in 2006. She worked as a Staff Accountant for Springhill Memorial Hospital in Mobile, AL. Karina also held a financial analyst/proposal writer position at Microsoft. For the last year and a half, Karina has been working as a CFO for ACD Racing Parts Inc. In her free time she enjoys spending time with her children, traveling, and hiking. One of her biggest personal accomplishments was climbing Mount Kilimanjaro the highest mountain in Africa.
X Nadia has worked for multi-million dollar companies handling all their financial needs since 1998. She has worked at the LA Fitness Corporate office in Irvine where she was responsible for collecting over 50 million dollars, encompassing 12 projects simultaneously. From there, Nadia went on to bookkeeping and has been doing that for the last 10 years. Currently Nadia maintains 30 bookkeeping accounts as well as handling their personal projects. Nadia enjoys spending time with her two daughters and loves to volunteer as well as spending time with her friends.
X Emily Locy is currently an undergraduate student at Chapman University. She is majoring in Accounting and minoring in German Studies. Emily is an Accounting Associate with Haven and has been with the company since September of 2017.  She updates company cash logs daily, works with Sandy to conduct bank reconciliations for clients, and works with Khristine on other special projects as needed.  Emily holds sincerity to be essential and kindness invaluable. She believes that having genuine relationships with others is what brings her the utmost happiness every day, and creates the most professional environment with clients. Outside of work, Emily is heavily involved on campus and holds finance positions on the Executive Councils for her sorority, Alpha Gamma Delta, as well as Chapman's German Club. She also enjoys spending free time at Disneyland or trying out new restaurants in the area. Her goal is to have eaten at every restaurant in the Orange Circle!
X Chris Reback is an undergraduate student at California State University of Long Beach. He is a Finance major who has received Dean’s List Honor roll the past 3 semesters at Long Beach. Chris serves as an accounting intern for Haven where he helps perform fundamental procedures such as reconciling expense reports and other bank statements. Chris believes diligence and persistence are essential for a successful career in the competitive field of financial services. Outside of work Chris enjoys spending time with his family and friends. Some of his hobbies include golfing, working out, and watching his beloved Lakers.
X Carly Osorio is a Graduate Student at Vanguard University working to obtain a teaching credential and Master’s degree in Education. Carly has a Bachelor’s degree in Psychology, where her love for people and workplace organizations adds a unique perspective to the Haven Financial Team. Carly’s role at Haven includes various financial, administrative, and personal tasks that aim to support the team and growing client base. A notable achievement for Carly was her Psychology Savant Award. A savant is a person of learning, well-versed in science or literature. Vanguards’ Psychology Savants are students who have demonstrated their learning by scoring in the top quartile of graduating seniors on a difficult, objective, comprehensive Psychology Major Field Test. Carly enjoys spending with time her husband and Chocolate Labrador, Sadie. They like to work out, fish, and lay out on the beach!